What's new? October 2025

As of Wednesday 22 October, you will see updates to the Risk Profiling Suite.

Based on your feedback, we’re rolling out two enhancements to Goal Projections to make them more aligned with real-world financial planning conversations.

1. Goal Projections Now Use the 50th Percentile

What’s changing: 

We’re moving from the more conservative 30th percentile to the 50th percentile (median) for all goals.

Why it matters:

• Provides a clearer view of the “expected” outcome (half of scenarios are better, half are worse).
• Removes unintuitive results for riskier portfolios.

• Better reflects how most advisors present projections to clients.

  
  

2. Non-Retirement Goals Shown in Nominal Dollars

What’s changing: 

Projections for non-retirement goals will no longer be inflation-adjusted.

Example: If a client wants to buy a car for $50,000 in 3 years, we’ll now target $50,000 not an inflation-adjusted figure.

Why it matters:

• Aligns projections with how clients actually talk about their goals.
• Keeps tangible short- and medium-term goals simple and clear.

Note: Retirement goals will remain inflation-adjusted to ensure long-term accuracy.

Did this answer your question?

If not, please feel free to reach out to us at customer-support@capitalpreferences.com